US Bank Altitude Go Secure Card Review – Forbes Advisor

US Bank Altitude® Go Visa® Secure Card* compared to the Discover it® secure credit card

The Discover it® secure credit card earns you 3% cash back in the category of your choice: gas, online shopping, restaurants, travel, pharmacies or renovation/furnishing; 2% cash back at grocery stores and wholesale clubs; unlimited cash back on all other purchases. Earn 3% and 2% cash back on the first $2,500 of combined purchases in the choice/grocery/wholesale club category each quarter, then earn 1%. It’s the card’s welcome bonus that gives it a leg up on the competition. With Unlimited Cashback Match – Discover will automatically match any cashback earned at the end of the first year, instantly doubling the rewards earned during the year. The Discover it® secure credit card does not charge annual fees.

Remember that after the first year, the US Bank Altitude® Go Visa® Secure Card* earn more than Discover it® Secure Credit Card rewards. However, anyone applying for a secured card should hope to improve their credit and upgrade to a better unsecured credit card as soon as possible. For responsible users, it can take as little as eight months with the Discover it® secure credit card. US Bank does not specify when they will start considering your account for conversion to an unsecured card.

US Bank Altitude® Go Visa® Secure Card* compared to the secure US Bank Cash+® Visa® card*

When US Bank launched the secure US Bank Altitude® Go Visa® card*it also launched the secure US Bank Cash+® Visa® card*. Where Altitude Go Secured earns points, Cash+ Secured earns money. It earns 5% cash back on the first $2,000 of qualifying purchases combined each quarter in any two categories, 2% cash back on qualifying purchases in your choice of one everyday category (like gas stations, grocery stores and restaurants) and 1% cash. on all other qualifying purchases. The bonus categories that best match your spending habits will determine which card is best for you.

US Bank Altitude® Go Visa® Secure Card* vs. Bank of America® Secure Credit Card with Personalized Cash Rewards*

Bank of America® Secure Credit Card with Personalized Cash Rewards* lets you choose your own rewarded adventure. With the Bank of America® Custom Cash Rewards Secure Credit Card*, you will earn 3% cash back in the category of your choice: gas, online shopping, restaurants, travel, pharmacies or renovation/furnishing; 2% cash back at grocery stores and wholesale clubs; unlimited cash back on all other purchases. Earn 3% and 2% cash back on the first $2,500 of combined purchases in the choice/grocery/wholesale club category each quarter, then earn 1%. When deciding between these two cards, consider your spending habits and determine which card will earn you the most rewards overall.

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