Chase Slate Edge 2021 credit card review – Forbes Advisor

Chase Slate Edge℠ vs. US Bank Visa® Platinum Card

Are you looking for a balance transfer card with a certain length? The US Bank’s Visa Platinum card waives the Chase Slate Edge low introductory period of 0% introductory APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR of 14.49% to 24.49% applies. With no annual fees and a similar APR, the only choice is whether or not you’re in love with everything that Chase Slate Edge has to offer and whether forgoing a longer introductory APR is worth it. hardly.

For those who don’t need to do a balance transfer, there’s no dispute: the Chase Slate Edge is better for slowly paying off big purchases and for its unique credit line increase offers and reduction of the APR. The Chase Slate Edge also offers benefits that U.S. Bank Visa does not like purchase protection and extended warranty. The only equally interesting benefit that the US Bank Visa Platinum offers is protection against damage to cell phones.

Chase Slate Edge℠ credit card against Capital One QuicksilverOne Cash Rewards

Applicants with fair credit who prefer to earn rewards may consider the Capital One QuicksilverOne card. While the card charges an annual fee of $ 39 and does not offer a 0% introductory period, it does offer unlimited 1.5% cash back on purchases and automatic line of credit reviews for those who are trying to extend their line of credit by making payments on time and adopting responsible credit card habits. Cardholders should spend at least $ 2,600 on the QuicksilverOne each year to offset the cost of the $ 39 annual fee with rewards.

Without the perks offered by Chase Slate Edge, such as purchase protection, extended warranty, or rental car collision damage waiver, the Capital One QuicksilverOne offers all the perks of a big bank, such as $ 0 liability. for fraud and electronic amenities such as apps, mobile wallets and tap-to. -Pay. In particular, the card does not offer transaction fees abroad. For those who want rewards rather than time to pay for their purchases without incurring interest, a card like the Capital One QuicksliverOne may be the solution.

Chase Slate Edge℠ vs. Chase Freedom Flex℠

The Chase Freedom Flex is the no-contest winner of this game for those whose credit can afford the luxury. This card offers an introductory APR of 0% for 15 months from the opening of the account on purchases, then a variable APR from 14.99 to 23.74%. There is no introductory period for balance transfers. It also offers cash back rewards. With additional cell phone protection and trip cancellation / interruption insurance, the Chase Freedom Flex offers a myriad of benefits while rewarding users for spending on the card.

Earn 5% Cash Back on up to $ 1,500 in combined purchases in bonus categories each quarter you activate, 5% on trips purchased through Chase, 3% on meals at restaurants and drugstores and 1% on all other qualifying purchases. That decent cash back potential exists with the Freedom Flex in a way the Slate Edge doesn’t even touch.

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